Technological evolution today is a phenomenon that crosses all industries , and generates new employment alternatives. The technological transformation of financial institutions is a crucial step to building a more inclusive and equitable ecosystem.
How can we ensure that women have more opportunities to lead and contribute significantly to the economic growth of the region? This is a question that can be answered from different perspectives.
Despite significant advances in inclusion and gender equality, a notable gap persists, not only in terms of participation in the technological field, but also in the financial field. It is essential to address this disparity in a comprehensive and thoughtful manner. When talking about “girls in ICT” the idea refers to giving women greater integration and possibilities to develop professionally from their beginnings in education.
The stimuli received from childhood from institutions and cultural consumption, added to the representation of genders in different areas of knowledge, have a very profound impact on the identity construction processes of boys and girls. This ends up generating concrete consequences in the behavior of women and their consumption, their relationship with beauty, pain, care, etc., and also in the choice of their profession, conditioning women’s entry into careers of these areas with a minority participation in relation to men. To modify this reality, it is important that from a young age, girls and boys have the possibility of playing not only with what is determined by what should be, but that they can be shown other game alternatives. In this way, the primary gender bias could be liquefied, so that later girls and adolescents can choose from more alternatives and not only those conditioned by their gender. Education and socialization will play a central role in this sense. Hence the importance of commemorating this date, girls will later be adult women who will have a slightly smoother path to be part of this universe.
Financial inclusion, such as equitable access to services such as savings, credit, insurance and payments, is a key factor for the social and economic empowerment of people, as it provides them with essential tools to accumulate assets, generate income and manage risks.
Technology in general, and automation in particular, became fundamental pieces when it came to promoting the financial evolution of women in Argentina and the region, since they eliminate barriers and streamline processes when credit evaluation , providing access to credit without human subjectivities and more quickly.
Technology is presented as a facilitator of the resources necessary to strengthen the economic independence of unbanked segments, and enables not only inclusion but the ability to evolve in the financial system. Likewise, technology not only facilitates, but also catalyzes change. The technological transformation of financial institutions is a crucial step to build a more inclusive and equitable ecosystem, since it can motivate the incorporation of gender policies by seeing business opportunities where attention was not previously paid, due to not having sufficient tools. to include customers from unbanked segments.
By using available technologies , financial companies can evaluate the creditworthiness of women without formal credit history in a more agile way and without human subjectivity. Furthermore, it becomes possible to create personalized financial products adapted to the specific needs of women, representing more business opportunities for the financial market.
Reduce the gender gap in financial inclusion
It is essential not only to achieve gender equality, but also to promote sustainable economic development. The effective implementation of technology, accompanied by state and private sector policies, such as financial education programs and credit opportunities for unbanked sectors, can pave the way to a future where women have more opportunities to lead and contribute significantly. to the economic growth of the region.
